Making Homeownership Possible, Even When It's Complex.

Asset depletion is a financial strategy utilized by lenders to assess a borrower's eligibility for a loan.

• 2 Month Bank Statement
• ITIN Program to 80%
• Min FICO. 700
• Max LTV. 75%

Our 1099 loans, provide flexible financing solutions tailored to your needs.

• Upto 50% DTI Ratio
• Interest Only Available
• 1/2 Year Form
• Uses 1 or 2 years of 1099 forms to qualify borrowers.

A specialized loan program for foreign nationals, providing tailored financing solutions.

• $ 3M Max Loan Amount
• Asset Utilization allowed as an eligible doc option
• Available for those with different types of visas (e.g., E2, H1B, L1).

Specialized mortgage products for financing units that are operated as part of a hotel or resort.

• Min FICO. 660
• Max LTV. 85%
• 6 Months and 12 Months term available.

Bank statement loans assist self-employed borrowers with mortgage qualifications.

• Upto 50% DTI Ratio
• Cash Out up to 80% LTV
• Primary, 2nd Home, Investment
• Utilizes 12-24 months of personal or business bank statements.

Specialized financing option for real estate investors or commercial property owners.

• 1003 With no income/job
• Min FICO. 620
• Max LTV. 80%
• Copy of leases for the properties in question

For real estate investors who do not have a Social Security Number but possess an ITIN

• Max 75% Cash Out
• 24-Month Bank Statement Option
• Available for primary, second homes, and investment properties.

Provide borrowers with immediate access to funds for a down payment or to cover expenses.

• Loan Amounts up to $9M
• Terms: 6-60 Months
• Rates: 9.50% - 12.99%
• Secured by existing or new property.